Get to Know Our Leadership

Put our experience to work for you.

Mike Berte, President

Mike is an intense and spirited leader with over 20 years of diverse executive experience building large-scale residential mortgage platforms.

As President of AmeriSave, Mike oversees the strategic direction of the company as well as the overall operation of the four loan centers in Atlanta, GA, Louisville, KY, Scottsdale, AZ and Troy, MI.

Prior to joining AmeriSave, Mike was the President of Paramount Equity Mortgage, dba LoanPal, where he grew the firm to over 1,000 mortgage professionals while winning several “Best Places to Work” awards in multiple cities. Prior to Paramount, Mike served as President of loanDepot, the third largest independent mortgage lender in the nation where he was responsible for opening and growing major loan centers in Orange County, CA, Scottsdale, AZ, Nashville, TN and Plano, TX.

Mike holds a Bachelor of Science in Finance from Babson College in Wellesley, MA.


Chris Howard, VP of Business Development

Chris is a highly energetic and tenured leader with a strong background in business growth and development.  Chris has been with AmeriSave since 2015 and prior to his current position, he held the role of Vice President in Sales.  Before joining AmeriSave, Chris was the Director of Sales with Discover Home loans, a division of Discover financial, where he oversaw a Louisville sales division. Chris has managed in sales, client relations and new business development for over 19 years.  He is the dad of an eight year old twin boy and girl that keep him on the move! He is also an avid sports fan and favors his Alma Mater, the University of Louisville, over all others.

Chris graduated from the School of Justice Administration from the University of Louisville in May of 1997.


Dave Ryan, EVP of Operations and Credit Risk

As Executive Vice President of Operations, Dave manages the Processing, Underwriting and Closing departments.

Dave has been with AmeriSave since 2004, and prior to his current position, he held the roles of Senior Vice President of Credit Risk and Director of Operations. Before joining AmeriSave, Dave was the Division Credit Manager at Home Funds Direct where he helped create their centralized retail lending division. Dave has managed the underwriting and risk departments for numerous lenders over the years and is a member of AmeriSave’s Senior Leadership Team with a background spanning 20+ years in underwriting and credit risk for the mortgage industry.

Dave has a Bachelor of Science Degree in Consumer Economics from the University of Georgia.



Laura Troy, TPO Operations Manager

Laura brings 20 years of mortgage experience to AmeriSave; she has experience in processing, closing, post-closing, funding, final docs, and the past 8 years in wholesale. Her first assignment when she joined AmeriSave was TRID. Prior to entering the mortgage industry, Laura was the Director of Financial Aid at two private colleges in Virginia.

Laura has 3 sons and 5 grandchildren (3 boys and 2 girls), loves visiting her grands in Virginia and sitting on her deck, reading. Laura has a Bachelor of Arts degree in Organizational Management.


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