Your pre-qualification depends on information you provide, information we gather about you and your property, and is subject to verification of your credit, income, debt-to-income ratio, property value and other factors. All loans are subject to credit and property approval and may not be available in all states. Monthly/annual savings is the calculation of comparing your current monthly/annual payment(s) to your proposed new monthly/annual payment. By refinancing existing loan(s) and/or consolidating debt(s), your total finance charges may be higher over the life of the loan, may reduce the equity in your home, may extend the term of your debt and/or secure the debt with your property. Individual benefits may vary based on your specific financial situation. SSN and hard credit pull may not be required to review loan rates and to get pre-qualified but will be required to fund your loan. Your pre-qualification may be for a HELOAN, HELOC, and/or refinance.
